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The availability and extent of collision coverage under Turo Guest Insurance depend on whether the owner has opted into this add-on when setting up their policy with Geico. Owners should carefully review their policy details or consult with their agent to understand what level of collision protection is included for rented vehicles.

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• One common misconception is that having comprehensive and collision coverage on your personal vehicle will automatically cover any rental car you rent. While this might seem logical, it's not always the case. Rental cars are often driven by different individuals under different conditions, making it necessary to have specific coverage tailored to rental scenarios.